Sunday, April 27, 2008

Household Economic Studies: Net Worth and the Assets of Households

Two of the most important defining factors of economic well-being in the United States are income and net worth. When considered alone, income - the resources a person or household receives from a job, transfer program, or other source - provides an incomplete picture of economic well-being. A person's or a household's wealth or net worth - the difference between assets and liabilities - considered in conjunction with income, provides a better understanding of economic health and well-being.

This report compares the levels of wealth and asset ownership, such as home equity, savings accounts, certificates of deposit, stocks and mutual funds, and vehicle ownership, by various socioeconomic factors, including monthly household income, in late 1999/early 2000 and late 2002." Source: U.S. Census Bureau

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