Uninsured adults ineligible for coverage assistance because of nonexpansion include 4.4 million with a high school degree or less, 3.1 million women, 1.6 million blacks, 1.5 million under age 25, and 1.3 million Latinos.Source: Robert Wood Johnson Foundation
The health care industry is ripe for disruptive innovation as systemic challenges continue to face the industry and stakeholders demand increased value. A successful disruptor could emerge as value–based care gains traction and providers and health plans continue to look for new ways to deliver care and utilize technology to meet the needs of health care consumers. The potential disruptor could enter the market with a low-cost solution that initially serves an unattractive segment. Powered by an enabling technology, this new solution could, in short order, meet mainstream customers’ needs so much better that the innovator unseats the market leader. This is a likely scenario in the primary care physician market, where patient visits could shift to lower-cost settings, such as e-visits, or alternative clinicians, such as nurse practitioners.Source: Deloitte Center for Healthcare Solutions
"Good for what ails us: The disruptive rise of value-based care" explores how and where disruptive innovation might occur in health care, discusses what can be learned from other industries that have faced similar disruption and outlines innovation opportunities in a post-reform world.
The vast majority or workers say that the benefits package an employer offers―especially health insurance―is important to their decision to accept or reject a job, but a quarter are not satisfied with them, according to a new survey.Source: EBRI
More than three-quarters of employees state that the benefits package an employer offers prospective employees is extremely (33 percent) or very (45 percent) important in their decision to accept or reject a job, according to the 2013 Health and Voluntary Workplace Benefits Survey (WBS), by the nonpartisan Employee Benefit Research Institute (EBRI) and Greenwald and Associates.
This article explores this previously unexamined question of how much Americans expect to pay for their out-of-pocket health care spending in retirement. To answer this question,we surveyed 2000 near retirees and retirees to gauge their expectations with regard to their own likely expenditures. We then compared their responses to experts’ estimates. Our findings suggest that, surprisingly, many respondents have a reasonable sense of the magnitude of likely out-of-pocket expenditures, at least for the median, or typical, retiree. However, we also found people struggle to understand potential variability in expenditures that might cause them to spend more than the typical retiree. In particular, they underestimate how much personal health experience can affect individual spending.These results suggest that misperception of typical spending may not be a primary factor in retirees’ inability to finance out-of-pocket health care costs, but that misperception of the risk of spending above the median is likely an important factor. We discuss educational,regulatory, and health policy implications of our findings.Souce: Hoffman, Allison K.; & Jackson, Howell E.(2012). Retiree Out-of-Pocket Health Care Spending: A Study of Expert Views, Consumer. UC Los Angeles: UCLA School of Law. Retrieved from: http://escholarship.org/uc/item/3w7521mn
